Vehicle

When a claim is disputed, footage is becoming the deciding factor.

A police case number tells your insurer that something happened. Dashcam footage tells them what actually happened — and that distinction is starting to matter more in contested claims.

Source: General insurance industry practice

2
parties, one story each — until there's footage.
Fault disputes after an accident or attempted hijacking are far quicker to resolve when there's a recording to refer to.

What footage actually helps with

Dashcams aren't only useful in worst-case scenarios. In everyday claims — a rear-ending at a robot, a parking-lot scrape, a dispute over who pulled out first — footage can turn a "he said, she said" into a same-day settlement.

SituationWithout footageWith footage
Fault dispute after a collisionInsurer weighs two conflicting accountsRecording usually settles it quickly
Hit-and-runLimited to witness accounts, if anyNumber plate and vehicle detail often captured
Attempted hijackingVerbal account onlyFootage can support both the police case and the insurance claim

Front-facing vs dual-channel

A front-facing camera covers the most common disputes. A dual-channel setup adds a rear or cabin-facing lens, which matters more if you drive for work, carry passengers regularly, or park in higher-risk areas overnight.

Will my insurer accept dashcam footage as evidence?

Most South African insurers will consider dashcam footage as supporting evidence in a claim, though it doesn't replace the need to open a police case where required.

Does a dashcam need its own power source?

Most units run off your vehicle's power via a hardwire kit or cigarette lighter socket, with a capacitor or small battery to keep recording briefly after the engine's off.

Find the right dashcam

Tell us how you drive and we'll recommend a setup that fits.

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