The everyday matters legal cover is built for
- Employment disputes: unfair dismissal, disciplinary hearings, or contract disagreements.
- Consumer matters: disputes with suppliers, contractors, or service providers who haven't delivered.
- Family and estate matters: maintenance disputes, divorce proceedings, or administering a deceased estate.
- Property and lease disputes: landlord-tenant disagreements, or issues with a body corporate.
Why it's cheaper to have before you need it
Legal cover works like other insurance: a small monthly premium against an unpredictable, potentially large cost. Trying to arrange representation after a dispute has already started is both harder and more expensive than having cover already in place.
Does legal cover include criminal matters?
Most legal cover products focus on civil matters — employment, consumer, family and contract disputes — rather than criminal defence. Check the specific product terms.
Is there a waiting period before I can claim?
Most legal cover products include a waiting period for new matters, though emergency situations are sometimes treated differently. This varies by provider.